What Is A Psychiatrist And How Much Does A Psychiatrist Cost?

Medically reviewed by Aaron Dutil, LMHC, LPC and Dr. Jennie Stanford, MD, FAAFP, DipABOM
Updated October 22, 2024by BetterHelp Editorial Team

Whether you’re seeking mental health services for a mental health condition or are trying to find the best care for your loved one, you may be wondering how much you can expect to pay for certain care and services. The mental health world involves a variety of professionals, one of whom is a psychiatrist. Below, we’re going to cover what type of care psychiatrists provide and answer the question "How much does a psychiatrist cost?"

What is a psychiatrist?

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A psychiatrist is a healthcare provider who is both a medical doctor and a mental health professional. They have the same foundational medical training as a general practitioner but chose psychiatry as their specialty. Psychiatrists focus on diagnosing and treating mental, emotional, and behavioral disorders.

For certain symptoms, your primary care doctor or other healthcare may refer you to a psychiatrist. Because of their training and background, psychiatrists can prescribe medications to help individuals manage mental health conditions. They may include medication alongside psychiatric visits as part of treatment plans, and they may refer you to another professional, like a psychologist or licensed counselor, for talk therapy.

While psychologists can also diagnose and treat mental, emotional, and behavioral disorders, they cannot prescribe medications in most states in the US. 

Why would an individual choose psychiatry? 

Those struggling with mental health concerns may be referred to inpatient or outpatient mental health services, where a psychiatrist can assess symptoms and potentially diagnose an underlying medical condition. In addition to challenges associated with mental health, problems related to your physical well-being can arise out of a mental or behavioral disorder. Because of their training and expertise, psychiatrists can assess and treat both mental and physical health concerns, though they may work with other physicians to address the latter. 

After a psychiatric evaluation, a psychiatrist may prescribe medication, and they may refer you to a therapist or psychologist if they believe therapy will be helpful. They can work with you to create a comprehensive plan for treatment and recovery.

Psychiatric care may be appropriate for any number of mental health disorders, including depression and anxiety disorders, substance use disorders, eating disorders, and behavioral disorders. They may also address physical symptoms related to these conditions or symptoms. 

Different mental illnesses often require different treatment plans. After a psychiatrist completes psychological testing and diagnoses a mental illness, they may help you develop a comprehensive treatment plan, whether it includes medication, psychotherapy, or a combination approach. Medication may not be effective or preferred by every client. In some cases, a psychiatrist may refer the patient’s care to another licensed mental health professional. 

The BetterHelp platform is not intended for any information regarding which drugs, medication, or medical treatment may be appropriate for you. The content provides generalized information that is not specific to one individual. You should not take any action without consulting a qualified medical professional.

How much does a psychiatrist cost?

If you’ve decided to pursue psychiatric services, you may be wondering, How much does a psychiatrist cost? 

The cost of working with a psychiatrist can depend on where you live, your insurance, and your treatment requirements. In addition to an appointment fee, you may also be asked to pay for specific types of treatments, tests, or lab work. The average psychiatrist cost without insurance generally falls somewhere between $100 and $300 per appointment. You may pay up to $500 for the initial consultation and roughly $100 an hour thereafter for follow-ups. This fee involves the out-of-pocket costs without insurance.

To work with a psychiatrist, call them beforehand and talk with their staff to figure out what your costs could be, including any tests you might benefit from. In some cases, a psychiatrist may work with you to make your visits more affordable. Speaking to your doctor ahead of time can also help you identify potential cost-saving treatment alternatives and develop a payment plan. If you’re well-prepared, you might find ways to save.

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How can I afford a psychiatrist?

When you decide to visit a psychiatrist, consider the time and education they put into obtaining their professional license. Most psychiatrists spend four years completing a bachelor's degree, four years in medical school, and four years in a residency program. For that reason, care is often not cheap. However, you can find ways to make visiting a psychiatrist more affordable.

Use your health insurance for a psychiatrist

If you have health insurance, check to see if your coverage includes a form of mental health coverage. Your insurance may require you to get a doctor’s referral for treatment from a psychiatrist. Referral costs are a common part of the healthcare continuum in the US. In addition, your plan may only cover a certain number of visits per year, and certain psychiatrists may not be covered under your plan. 

If your health insurance plan covers psychiatric visits, ensure the psychiatrist you choose is in your insurance network before scheduling an appointment. If you need help finding an in-network psychiatrist, you can contact your insurance provider.

Ask about sliding scales to reduce psychiatry costs

Not all health insurance plans cover psychiatric treatment. If your insurance coverage does not offer robust mental health care coverage, there are other options you can take to meet with a psychiatrist.  

Some community mental health clinics and the occasional psychiatrist may offer sliding scale fees. In these plans, the amount you are charged depends on your income. Those with a higher income may pay a higher fee, and those with a lower income may pay a lower fee. If you’re worried that your income may not be adequate to afford services, ask your doctor about this option.

Look for reduced-cost mental health services in your area

In some places, there are clinics that operate at an overall reduced cost so that people with low incomes or no insurance can afford their services. Though they may offer low-cost appointments, you might have to wait to get on their schedule.

How you can save on your prescriptions

If your treatment plan includes a prescription, you may be able to cut costs. Some people opt for less expensive generic versions of name-brand medications. If you’re interested in opting for a generic version, talk to your doctor and pharmacist. 

Sites like GoodRx may show you how much your medication will cost at different area pharmacies so that you can compare costs and select options. They might also offer prescription discounts that aren’t connected to your insurance.

Consider working with other mental health professionals

While you may work with a psychiatrist to diagnose your condition and potentially receive prescription medication, you can also consider working with other professionals after you receive your treatment plan. For example, if you’re living with a behavioral disorder like ADHD, a psychiatric nurse practitioner may provide more affordable—though no less comprehensive—services than a psychiatrist. 

Some psychiatrists might refer you to other mental healthcare providers and collaborate with them by continuing to prescribe medication and discuss your treatment plan. If psychotherapy is part of the plan, you may explore working with a licensed professional counselor, licensed clinical social worker, or other appropriately trained professional. You can also explore online options to find a more affordable option.

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Support options 

Working through a mental health challenge and living with mental illness can be challenging. Help is out there, even if it takes some time to find a treatment option that’s right for you. While working with a psychiatrist can be helpful, it’s not the only way to treat or manage mental illness. Online therapy could be a valuable option if the hassle of or cost of attending in-person appointments prohibits you from receiving support. 

Research suggests that online cognitive-behavioral therapy (CBT) can be as effective as in-person therapy for managing symptoms of depression. Additional studies suggest that therapy combined with medication is often a more effective treatment method for anxiety and depressive disorders than medication alone.

Takeaway

A psychiatrist is a licensed medical doctor who specializes in treating mental health conditions such as mental or behavioral disorders. Treatment costs with a psychiatrist vary depending on location, insurance, and your exact needs, but you may expect to pay at least a few hundred dollars per appointment. Sliding scale payment structures, insurance, and low-cost clinics may reduce these costs. If you are not recommended medication by your doctor or choose not to take it, you may also choose to save money by working with other behavioral health services or mental health professionals in person or online.
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